Many Americans have not fully recovered financially from the Great Recession, more than a decade later.

Nearly 48% of Americans who were adults when the downturn first began in December 2007 say they have seen no improvement in their financial situation since then, according to a newly released Bankrate survey based on responses from more than 2,700 consumers. One in four respondents—or 25%—say their overall financial situation is about the same as it was prior to the economic crisis; 23% say their situation is worse.

The survey findings conflict with reports of a growing job market and economic expansion. The unemployment rate has fallen to a near half-century low and there’s been 104 consecutive months of job creation.

However, not all Americans are enjoying the uptick from the economy, and the recovery may be uneven. Many homeowners faced setbacks in their home value during the Great Recession that hurt them financially, according to the survey.

“The echoes of the financial crisis and Great Recession remain very present in the financial lives of many Americans, despite the improvement in the broader economy,” says Mark Hamrick, Bankrate’s senior economic analyst. “While some have managed to prosper in the decade since, there are still tens of millions who are struggling to even get back to where they were before the economy took a turn for the worse.”